Our independent insurance agency Simple Insurance is a one-stop concierge for all types of insurance. Our ability to quote and shop multiple insurance carriers allows us to assist people looking for insurance without having to get tied down to one carrier only.
WCCOP helps businesses find and secure the best and most appropriate insurance.
Whether you are thinking of starting a business, managed a business, or owned a business for decades, our team can help ease the stresses of managing daily business operations.
It is important for each business to assess its specific needs and risks and choose insurance coverage that aligns with its unique requirements.
- Professional Liability Coverage
- Employee Protection
- Liability Coverage
- Peace of Mind
What types of business insurance are available?
There are several types of business insurance available, including general liability insurance, property insurance, professional liability insurance, workers' compensation insurance, commercial auto insurance, cyber liability insurance, and business interruption insurance, among others. The specific types of insurance a business needs depend on factors such as its industry, size, location, and operations.
Is business insurance legally required?
The legal requirements for business insurance vary depending on the jurisdiction and the nature of the business. However, certain types of insurance, such as workers' compensation and commercial auto insurance, are often legally mandated. It's essential to understand the insurance requirements applicable to your specific business and comply with any legal obligations.
How much does business insurance cost?
The cost of business insurance varies based on factors such as the type of coverage, the size and nature of the business, the industry, location, claims history, and coverage limits. Insurance premiums are typically paid annually or monthly and can range from a few hundred dollars to several thousand dollars or more, depending on the circumstances.
What does general liability insurance cover?
General liability insurance provides coverage for third-party claims of bodily injury, property damage, personal injury, or advertising/marketing-related issues. It typically covers legal defense costs, settlements, or judgments arising from these claims. General liability insurance is designed to protect businesses from financial losses resulting from accidents, injuries, or damage caused by their operations.